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Turn $20K Into $200K – A Proven Method ✅ Did you know that a $20K investment could double in 8 years through stocks? 📈 Sounds great – until you realize the *real* game-changer is real estate! 🏡 By using that same $20K as the down payment on a $400K home you could see $200K in appreciation over 8 years based on historical averages. ⚡️ That’s the power 💥 of leveraging real estate. To build wealth and why real estate has been the go-to wealth builder for generations. If you’re a current homeowner and want to see the projections for your home, or even if you’re just thinking about buying in a certain area, comment “HOME” below and I’ll send you a Real Estate Report Card specific to you.

What happens if you buy a home and prices go down?! ⬇️ Nothing. Nothing happens until you’re at a point where you decide to sell. Just like following any stock or other long term asset, the value doesn’t move in a straight line. It goes up and down over time 📈, and real estate has proven it continues to appreciate in the long run. Consult with a professional real estate agent if you’re thinking of selling and they can give you the most accurate advice on a market value you could expect to receive. Until then, keep making your payments as normal and enjoy your home! 🏠 Follow me here for more advice and share this with someone who may need to hear it.

Want to save thousands of dollars and cut years off your mortgage? You can refinance right now without waiting for rates to fall. Check out how my clients took advantage of this program and will save a ton of money. About 2.5 years ago they took out a $450,000 mortgage at a 5.50% rate. If they stuck with that they’d pay it off in 27.5 years and pay about $424,000 in interest expense. However, they can pay off their mortgage in under 10 years and save $200,000 in the process. This mortgage is not as common in the US but it’s popular in other countries. We replace your traditional mortgage with a line of credit that pairs with a bank account. When you make deposits it pays down the line of credit which reduces the amount of interest expense you pay since you pay interest daily on the outstanding balance. You can write checks and make withdrawals from the equity in your home through this bank account. When you do it temporarily increases the balance on the line of credit until you make your next deposit (usually from getting paid). You’re managing your cash flow which controls the total amount of interest expense. And interest expense is more important than the interest rate. It’s not for everyone but if you’re open minded to learning more and seeing how much money you can save, type the word SAVE below and I’ll send you a link to a simulator you can run on your own.

The BEST real estate advice I got from a millionaire… …was to buy the ugliest house in the nicest neighborhood you can afford. Even if the house needs work it’s surrounded by higher-valued properties. That means when you put in cost-effective upgrades like fresh paint, landscaping, and minor renovations, you instantly boost your home’s value and appeal. By the time you’re done your house is worth significantly more, catching up to the neighborhood standard. In 1.5 years we’ve already seen about $200K in appreciation. Turns out it was pretty good advice. And the best part? It can work for anyone. If you’re curious about how to get started, type HOME below and I’ll send you a free Home Buying Checklist.

One of the most important things you can do after you buy your home. 🏠 If something were to happen to you after you bought your home, the court would get to decide what happens with your property and assets. This a long, expensive, and emotionally draining process called probate. I’ve seen it play out in real time where a client of mine was her mother’s caretaker. It was always intended that after the mother passed, my client would inherit the home and continue living there. Once that time came though, the other siblings changed their minds and wanted money 💰 from the sale@of the house so they had to go through probate. This all could have been avoided by setting up a Revocable Living Trust and putting the house and other assets into the Trust for protection. This allows you to skip@probate and the house and assets will go to whomever you specified in the Trust. If you’d like an introduction to someone who can help you with this, comment Trust below ⬇️

Why are interest rates up since the Fed rate cut? This is a popular question right now and there are a few reasons. First, the Fed rate cut is not directly tied to mortgage rates. Mortgage rates move more on economic news like inflation and jobs reports. We got a strong jobs report which pushed up rates quite a bit. We’ve also seen consumer spending remain strong. The markets also don’t like uncertainty and there is a lot of uncertainty about the election so until there’s a winner the markets are pricing in who they will expect to win and the effect that candidates policies will have on the economy. In the meantime we’re seeing buyers get big wins in the market but I’m curious, what are your thoughts? Are you waiting for the election to be over before entering the market? Are you waiting for rates to drop to a certain point? Let me know in the comments 👇

House Hack: Want to find the perfect home? Look for one with the flaws you can fix. You can look as long as you want but you will never find a home that is perfect for you until you make it yours. Maybe it needs your pictures and artwork, maybe new carpet or new paint, or maybe it needs a full renovation. Once you add your own personal touches, it will be perfectly yours. Make sure to follow me for more real estate tips and advice.

Less talking, more doing… …unless it’s talking to a camera. Follow along as we get a little better every day!